Guidelines For Issues For Employee Rights Law Lincoln NE

How To Make Sure Your Lawyer Isn't Charging Too Much

Despite the fact that our judicial system was set up for the benefit of the common people, no common person can really understand it! That's when the assistance of an attorney proves invaluable. No matter what your reasons for needing the services for a lawyer are, the following article can help guide you through the ordeal.

Ask for a free consultation. Many lawyers will offer a free consultation, so you can have your questions answered. During the consultation, you can also see if you are comfortable with that lawyer. Always go to more than one free consultation so you have a good mix of lawyers to choose from.

You should agree on how much you will pay your lawyer before hiring them. Ask your lawyer for a quote after explaining what you need help with and sign an agreement. Do not hesitate to contact different lawyers so you can compare quotes and choose a lawyer you can afford.

A general practitioner is not always your best option. You might have a good lawyer you trust, but do not hesitate to hire a specialized lawyer if you need help with an issue your lawyer has no experience with. Do not hesitate to ask your usual lawyer for a referral.

Be realistic about what you can spend. Although you may be extremely confident you will win, you can't know for certain whether you will or not. Also, even if you did win, how much will it cost you? Find out how much your lawyer prospects charge. Discuss your budget and the things you need to have accomplished within that budget. You should also make sure you know if they charge higher fees for bigger wins.

Know any fees and costs before signing anything. Remember, it's your job to ask questions in regard to the costs. Ask every question you can think of, and look through every document you here are given. Your lawyer is not responsible for you being quick on the draw when it comes to signing official paperwork.

Maintain a written record of all lawyer interactions you have. Take note of dates, times, subjects of discussion and any mentions of billing issues. This can help with understanding issues later, such as high fees.

See how prospective lawyers react to your personal requests. The key to a great lawyer is being willing to accomodate the needs and desires of their clients. If you come across a lawyer that is not interested in fulfilling this, then you have been given sufficient warning that you should find someone else to represent you.

Before signing contracts, be sure the lawyer has won some cases that are similar to yours. There is no guarantee that your lawyer will be able to make all of your problems disappear. If you're unable to quickly find the information you need online, ask the lawyer himself for it.

You should never hire a lawyer from an advertisement that you have seen on television, seen in the phone book or heard on the radio. This is really no indication of how good of lawyer they are. Research the lawyer's legal background and read reviews from their peers to determine if they are right for you.

The reputation of your lawyer is very important. An inquiry into your state's bar association and online reviews is a great way to see whether or not your lawyer has a built up a good reputation. This can save you a good deal of money, time and stress.

Do not allow yourself to judge an attorney based on how good their advertisements are. The reality is that an attorney that is reputable doesn't have to advertise to get new clients. Look into your attorney's background and use what you find to help you make the decision about whether or not to hire them.

When you are purchasing a home or other property, you should consider hiring an attorney to make sure every detail of the contract is done correctly. The same is true if you are selling a property. The extra expense is well worth knowing there will be no future surprises for you.

As the beginning of this piece stated, most people hire a lawyer at one time or another. To be sure you are getting the ideal lawyer for your problem, you need to do your research. The above article provided you with tips you can use for getting the best lawyer possible.

Auto insurers play hardball in minor-crash claims

Profitable strategy

The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.

But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.

For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.

Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.

While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.

Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.

The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.

"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.

Both Allstate and State Farm declined requests for interviews.

In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."

State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."

The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."

A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.

Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.

Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."